Se ha acabado esperar eternamente para que te indemnicen
Con Luko declara tu siniestro en la app y te indemnizaremos en pocas horas o pocos días.
Declara tu siniestro desde la app. Así de simple.
Somos el único seguro con el que puedes gestionar completamente tu siniestro desde la app, desde la declaración hasta la indemnización, con un servicio al cliente que te acompañará en todo momento.
No hay manera más sencilla de declarar un siniestro
Coge tu smartphone, te guiaremos en cada etapa de la declaración y en un abrir y cerrar de ojos te indemnizaremos.
Declaración
Cuéntanos qué ha pasado a través de la app: este paso cuenta como una declaración de siniestro
Evaluación de los daños
Graba lo que ha ocurrido en tu casa para ayudar a nuestros expertos a evaluar los daños sufridos.
Adjuntar facturas o imágenes
Si es necesario, adjunta fotos y las facturas de los bienes dañados a tu declaración.
Indemnización
¡Rapidez al poder! Somos 2 veces más rápidos que una compañía de seguros tradicional, por lo que recibirás la indemnización en horas o en pocos días.
Habla con una sola persona
Sabemos lo cansado que es tener que explicar 10 veces tu caso a 10 personas distintas. En Luko, tu caso lo seguirá una sola persona de cabo a rabo, para que no te sientas como un loro.
Si tienes cualquier pregunta, ponte en contacto con nosotros.
In spite of my mixed feelings following the first email exchanges during a claim, it turned out that the team was able to be reactive and efficient in managing my water damage. I was able to be compensated for a large part of the damage before the work began, which allowed me to manage everything without stress. I would recommend them without hesitating.
Nicolas D.
I am very satisfied with Luko. The staff is very responsive and human. We had a fire in our building yesterday and everything has been done to ensure that our problems are taken into consideration.
Rémy D.
I had a burglary less than two months after I joined, on the evening of New Year' s Eve. I reached the service almost immediately, I was quite surprised. They offered me a guard for the night as my door was broken. The next day at 3pm they sent me a locksmith who installed a temporary lock so that the door could at least close and they scheduled an expert appointment for me very quickly.
Christiana S.
In spite of my mixed feelings following the first email exchanges during a claim, it turned out that the team was able to be reactive and efficient in managing my water damage. I was able to be compensated for a large part of the damage before the work began, which allowed me to manage everything without stress. I would recommend them without hesitating.
Nicolas D.
I am very satisfied with Luko. The staff is very responsive and human. We had a fire in our building yesterday and everything has been done to ensure that our problems are taken into consideration.
Rémy D.
I had a burglary less than two months after I joined, on the evening of New Year' s Eve. I reached the service almost immediately, I was quite surprised. They offered me a guard for the night as my door was broken. The next day at 3pm they sent me a locksmith who installed a temporary lock so that the door could at least close and they scheduled an expert appointment for me very quickly.
Christiana S.
In spite of my mixed feelings following the first email exchanges during a claim, it turned out that the team was able to be reactive and efficient in managing my water damage. I was able to be compensated for a large part of the damage before the work began, which allowed me to manage everything without stress. I would recommend them without hesitating.
Nicolas D.
I am very satisfied with Luko. The staff is very responsive and human. We had a fire in our building yesterday and everything has been done to ensure that our problems are taken into consideration.
Rémy D.
I had a burglary less than two months after I joined, on the evening of New Year' s Eve. I reached the service almost immediately, I was quite surprised. They offered me a guard for the night as my door was broken. The next day at 3pm they sent me a locksmith who installed a temporary lock so that the door could at least close and they scheduled an expert appointment for me very quickly.
Christiana S.
In spite of my mixed feelings following the first email exchanges during a claim, it turned out that the team was able to be reactive and efficient in managing my water damage. I was able to be compensated for a large part of the damage before the work began, which allowed me to manage everything without stress. I would recommend them without hesitating.
Nicolas D.
I am very satisfied with Luko. The staff is very responsive and human. We had a fire in our building yesterday and everything has been done to ensure that our problems are taken into consideration.
Rémy D.
I had a burglary less than two months after I joined, on the evening of New Year' s Eve. I reached the service almost immediately, I was quite surprised. They offered me a guard for the night as my door was broken. The next day at 3pm they sent me a locksmith who installed a temporary lock so that the door could at least close and they scheduled an expert appointment for me very quickly.
Christiana S.
In spite of my mixed feelings following the first email exchanges during a claim, it turned out that the team was able to be reactive and efficient in managing my water damage. I was able to be compensated for a large part of the damage before the work began, which allowed me to manage everything without stress. I would recommend them without hesitating.
Nicolas D.
I am very satisfied with Luko. The staff is very responsive and human. We had a fire in our building yesterday and everything has been done to ensure that our problems are taken into consideration.
Rémy D.
I had a burglary less than two months after I joined, on the evening of New Year' s Eve. I reached the service almost immediately, I was quite surprised. They offered me a guard for the night as my door was broken. The next day at 3pm they sent me a locksmith who installed a temporary lock so that the door could at least close and they scheduled an expert appointment for me very quickly.
Christiana S.
No tenemos ningún interés en indemnizarte mal
Compañías de seguros tradicionales
Muchas aseguradoras tradicionales invierten una parte de sus cotizaciones para obtener beneficios.
Primas
Indemnizaciones y gestiones
Luko
En Luko no nos beneficiamos de tu prima: una parte fija financia nuestros gastos de administración y el resto se destina a compensar a los asegurados que han sufrido un siniestro. No hay conflicto de intereses, el dinero no utilizado se dona a las organizaciones benéficas que eligen nuestros usuarios.
Se llama Giveback. Nuestra garantía de transparencia.
Tu garantía de ser indemnizado correctamente.
Primas
Indemnización de siniestros y envío a organizaciones benéficas (Giveback)
Gastos de gestión
Si estabas buscando un seguro sencillo, rápido y eficaz, acabas de dar con él.