Switch to Luko: it's simple

Forget about annoying administrative procedures: Luko will take care of cancelling your old insurance for you.

The insurance that actually makes your life easier

Don't need more administrative tasks to tackle? Forget having to send registered letters or hours of Chopin waiting music on hold.

Luko makes everything easy and even takes care of cancelling your old insurance.

Changing insurance has never been easier

We work hard to give you the best possible service, so we will do everything in our power to cancel your old home insurance.

    You have been insured for 1 year or more

    Before you start the process you need to know when the renewal date of your contract is. With most insurances you have to give at least 30 days notice. If this period has already passed, we will not be able to terminate your contract and you will have to wait until the date stipulated in your contract.

    Don't worry about the calendar. We start your new policy the same day your old one ends, so you're covered from start to finish without having to pay for two policies at the same time.


    You sign up with Luko and send us all the information related to your old contract right after your registration.


    Luko sends the registered letter of termination to your former insurer.


    Your former insurer acknowledges receipt of the termination letter by email or by post.


    It confirms the date on which your old contract ends and your contract with Luko will start the next day.


    And that's it, your contract with Luko just started without minimal effort on your side!

    "Excellent customer service" — Alexandra D.

    We are available for you 7 days a week, whenever you need us, and we answer your questions and requests within 2 minutes. There's a reason why our policyholders give us an "Excellent" rating.

    Get rid of administrative tasks